نوع مقاله : پژوهشی
نویسندگان
1 دانشجوی دکتری حقوق تجارت و سرمایه‌گذاری خارجی، دانشکدۀ حقوق، دانشگاه شهید بهشتی، تهران، ایران
2 استادیار گروه حقوق خصوصی، دانشکدۀ حقوق و علوم سیاسی، دانشگاه علامه طباطبائی، تهران، ایران
چکیده
کلیدواژه‌ها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Abstract
When concluding an insurance contract, the insured has more information comparing to the insurer. At the other side the insurer takes the risks by relying on the materials represented by the insured. Because of this lack of balance in information, it is not enough in insurance contracts that the parties not having bad faith. This specific feature is the reason to create an important duty in insurance contracts which is named “the duty of representation”. The remedy for breach of the duty of representation in Iran Insurance Law is that when the breach of the duty is unintentional the other party has the right to rescind the contract and when the breach is intentional the contract is void. The England law through case law and recently by acting England Insurance Law 2015 is intended to adjust the remedy and limit the avoidance cases; but Iran Insurance Law acted 1316 without considering the developments of insurance industry during the century, is not trying to adjust or limit the rescission and avoidance cases. In this article some approaches are suggested to the legislator and case law to limit the rescission and avoidance cases cause of breach of the duty of representation.
کلیدواژه‌ها [English]
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